Frequently Asked Questions

Surplus funds (also called "excess proceeds") are leftover money that remains after your property is sold in a foreclosure, tax sale, or auction. When the sale price exceeds what you owed on the property—including all debts, liens, and costs—the difference is surplus funds that legally belong to you or your heirs.

Example: If your property had a $150,000 mortgage plus $10,000 in unpaid taxes and fees, and it sold for $200,000 at auction, there would be $40,000 in surplus funds available to claim.

Every year, millions of dollars in surplus funds go unclaimed because property owners and heirs don't know the money exists or can't navigate the complex recovery process.

Several parties may be eligible to claim surplus funds:

• Former property owners whose properties went through foreclosure or tax sale
• Heirs and family members of deceased property owners with surplus funds
• Estate representatives managing the assets of a deceased person
• Anyone with legal claim to the property at the time of sale

If you're unsure about your eligibility, contact us for a free consultation. We'll help determine if you qualify.

Many property owners and heirs don't know surplus funds exist because counties don't always send notifications. Signs you may have surplus funds include:

• Your property was sold at foreclosure or tax auction
• The property sold for more than what was owed
• You received a notice from the county about surplus funds
• A family member's estate includes foreclosed property

Contact us today and we'll research your case for free to determine if surplus funds are available.

The timeline varies depending on the county and case complexity, but typically ranges from 3 to 6 months. Factors that affect timing include:

• County processing times and backlogs
• Complexity of the case (single owner vs. estate claims)
• How quickly required documentation is provided

We handle all paperwork, communications, and follow-ups to expedite the process as much as possible. You'll receive regular updates throughout the entire claim.

Required documents vary by case, but commonly include:

• Government-issued ID (driver's license, passport)
• Proof of property ownership (deed, tax records)
• For heirs: Death certificate, probate documents, proof of relationship
• Additional county-specific forms (we'll prepare these for you)

Don't worry if you don't have everything. We'll guide you through exactly what's needed and help you obtain any missing documents.

Yes! If you or your family member owned multiple properties that were sold at foreclosure or tax sale, you may be entitled to surplus funds from each property. Each property is handled as a separate claim with its own recovery process.

We've successfully helped clients recover funds from multiple properties, with total recoveries reaching hundreds of thousands of dollars. We'll research all potential claims and handle each one professionally.

Absolutely. Heirs, family members, and estate representatives can all file claims for surplus funds on behalf of deceased property owners. This is a common situation we handle regularly.

We specialize in helping families navigate the estate process and recover funds. We understand that dealing with estate matters can be emotional and complex, so we provide compassionate, professional guidance every step of the way.

We'll help you gather the necessary estate documents, such as death certificates, probate paperwork, and proof of relationship or authority to act on behalf of the estate.

There are absolutely no upfront costs or fees. We work on a contingency basis, which means:

• You pay nothing to get started
• We only charge 25-30% of the recovered amount if your claim is successful
• If we don't recover funds, you owe us nothing

All filing fees, research costs, and administrative expenses are covered by us. You have zero financial risk.

Example: If we recover $50,000 for you, our fee would be $12,500-$15,000, and you would receive $35,000-$37,500.

No hidden fees. Ever. Transparency is one of our core values.

The only fee you'll pay is our contingency fee (25-30% of recovered funds), and that's only if we successfully recover money for you. There are no administrative fees, processing fees, or surprise charges.

We believe in building trust through honesty and clarity. You'll know exactly what to expect from day one.

Currently, we specialize in Nevada surplus recovery and work with counties throughout the state including Clark County (Las Vegas), Washoe County (Reno), Carson City, and all other Nevada counties.

Our deep knowledge of Nevada-specific procedures, deadlines, and county requirements allows us to provide the best possible service to our clients. If you have a property outside Nevada, we recommend contacting a local surplus recovery specialist in that state.

Your privacy and security are our top priorities. We take the following measures to protect your information:

• Secure document handling: All sensitive information is stored securely and encrypted
• Strict confidentiality: Your information is never shared with third parties
• Professional ethics: We operate with the highest standards of integrity
• Transparent communication: You'll always know what we're doing with your case

We understand how important your personal and financial information is, and we treat it with the utmost care and professionalism.

There is virtually no risk to you. Here's why:

• No upfront costs: You don't pay anything unless we recover funds
• Professional handling: We manage all aspects of your claim properly
• No legal liability: You're simply claiming money that already belongs to you

The biggest risk is doing nothing. Surplus funds have strict deadlines (typically 1-2 years), and after that, the money is forfeited to the state. Acting quickly ensures you don't lose what's rightfully yours.